Personal or business umbrella insurance
Liability is one of the most important types of insurance policies for individuals and businesses. Umbrella liability insurance isn’t typically required but without it, accidents and lawsuits can cost thousands or millions out of pocket once your base coverage hits its limit.
Protect yourself today
Learn how a personal or business umbrella policy can help you.
Call RCU Insurance Services at (707) 576-5115 or request on online quote.
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Common umbrella insurance questions
- What is umbrella insurance?
Umbrella insurance is an additional policy that can help fill the gaps left by other liability policies. It can cover expenses you may face once your liability insurance reaches its limit.
- How much does umbrella insurance cost?
The cost varies depending on your location, coverage limits, deductible, credit score, and other factors. Get a quote to see how much you can save on umbrella liability insurance.
- Who needs an umbrella policy?
Anyone at high risk of facing lawsuits or expensive accidents—those who live an expensive or high-risk lifestyle, and/or run a large business—should consider umbrella liability insurance.
- What does an umbrella policy cover?
Umbrella insurance can cover personal injury, bodily injury to others, property damage, slander, defamation, libel, defense costs, legal settlements, wrongful eviction, and more.
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Earthquake insurance
Many people living in earthquake-prone areas overlook the need for this type of policy, which covers property damage caused by an earthquake. Most property insurance packages don’t include earthquake protection, but it can be purchased as an add-on. If you’re interested in adding earthquake insurance, request a free quote. Our agents will search dozens of insurance carriers for the best price for your policy. Ask about multi-policy discounts and billing options, too.
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Additional coverage and services
Protect your home against theft, fire and other losses.
Cover your belongings with affordable coverage.
Let us find you great coverage at the best value.
Have questions? Please call us toll-free at (866) 477-4225 or at (707) 576-5115.
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