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RCU Insurance Services

Your home is everything

Let us find you comprehensive homeowners coverage at a price you can live with.

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Home insurance

Your home is where you and your family should be able to relax and grow. Unfortunately, it’s not impenetrable from damage or danger. Fire or a storm, for instance, can cause severe damage and risk the integrity of the home, your personal belongings, and your family’s safety. Home insurance can help you protect what matters most. We work with a variety of insurance carriers to offer you affordable home insurance and will make sure you can live comfortably knowing you’re covered in case of an accident.

Covers accidents of bodily injury and property damage someone else may suffer (e.g. a visitor falls in your home). It can also cover damage and injuries caused by your children or pets (e.g. your pet bites someone, or your child breaks someone’s window).

Provides compensation for damages to the physical home and its attached structures. It covers against fire, wind, hail, lightning, smoke, explosions, falling objects, theft, vandalism, and more. It doesn’t generally cover things like fences and outdoor signs.

Provides compensation if your personal items are lost or damaged due to many of the same perils as covered by dwelling insurance. You can also obtain optional policy floaters to cover your more expensive items such as jewelry, furs, art, and electronics.

Coverage for Additional Living Expenses helps cover costs related to temporarily moving if you can’t live in your home due to disaster. If a fire or storm destroys your home, this coverage can help with the cost of food, temporary shelter, and more.

Protect your
home today

Don’t wait until disaster strikes to protect your home. Call RCU Insurance Services at (707) 576-5115 or request an online quote

Schedule a Policy Review

Common home insurance questions

When should I buy home insurance?
The day you purchase your new home is the perfect time to also purchase the insurance you need to protect it.
How much does home insurance cost?
There are a variety of factors that influence the cost of your home insurance premiums, including age and construction of the home.

How is home insurance calculated?
Premiums are primarily based on risk factors such as location, claims history, coverage limits, and the value of the home.
Why is home insurance important?
Home insurance is crucial for protecting your home and assets and may be required by your lender if you have a mortgage on the home.

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