THURSDAY, SEPTEMBER 21, 2023
New restaurants have an incredible amount of risk to deal with as they open their doors. Your business insurance is there to help you through those trying years. The key here is to get off to the right start. You can do that by working to minimize many common mistakes. Minimizing risks now can save you money on lower insurance premiums later. 
Are You Taking Over a Space?
It is very common for companies to take over a location from a previous restaurant. When doing this, be sure you conduct a full equipment and structural inspection. Hire a professional to work through all equipment to ensure it is working. It should be properly installed. All necessary preventative maintenance should be on schedule with the manufacturer’s recommendations. This may help you avoid mechanical breakdowns, fires, and costly business downtime.
Install Proper Training Programs Now
From the first day, it is important to have safety training in place. This means ensuring every employee is following the rules you set for operations. Specifically, it is a good idea for companies to invest in procedural training.
- How are hands washed and recorded (to ensure cleanliness)?
- How is food prepared to reduce risks of illness?
- What standards are in place to check temperatures of frozen and refrigerated goods throughout the day?
- What steps does the company take to ensure restrooms are clean and in safe condition?
- What type of observance procedures are necessary to help ensure problems, such as icy sidewalks, receive necessary attention?
By taking these steps now, companies can work to minimize many of the most common claims they have to make on their business insurance during that first year. It is not foolproof. That is, you will find concerns happening. A customer may receive an undercooked product that makes them ill. Someone may slip and fall on a wet floor. However, having a plan in place can minimize how often this occurs.
Additionally, when a mistake or claim does occur, learn from it. Put in place new procedures to minimize this particular risk going forward. By doing this, you keep your location safe. You reduce the chances of illness or injury. You minimize liability concerns. And, you keep your business safe. What steps can you take to ensure your restaurant thrives?
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