Monday, January 16, 2023Accidental death and dismemberment (AD&D) insurance, sometimes also called double indemnity, can often be added to a life insurance policy as a rider for a small additional premium. This coverage may provide a payout if the insured suffers a catastrophic injury or dies due to a covered accident. READ MORE >>
Monday, December 19, 2022A business owners policy offers liability, property and compensation coverage for small businesses. It covers three basic elements: Property Damage Coverage: This provides compensation for damages done to property owned by the business due to fire, hail, theft, vandalism and more. READ MORE >>
Monday, December 12, 2022It is awfully difficult to traverse city roads without encountering a pothole. Sometimes, potholes can linger for years. Potholes form as a result of uneven roads that cause the back ends of trucks to smack against the road. Potholes also form due to freezing and thawing that leads to cracking. READ MORE >>
Monday, December 5, 2022While it’s nice to pay less for insurance, you also don’t want to be underinsured in case of emergency. You’ll need enough renters insurance to cover your needs without burning an unnecessary hole into your budget? Ask yourself these three questions. How much is my property worth? READ MORE >>
Wednesday, November 30, 2022Many people own multiple dwellings. One home may serve as their primary residence, and another may be a vacation or seasonal home that they use periodically. Regardless of the type of home, individuals should have insurance coverage that adequately protects their dwelling from various perils (e.g. READ MORE >>
Wednesday, November 23, 2022Fall is an excellent time to prep your home indoors and out. This prep work may include maintenance to prevent future issues or hiring professionals for more complicated home-based jobs. You may want to ensure these areas are taken care of before California temperatures drop a bit. READ MORE >>
Wednesday, November 23, 2022Contractors must account for many risks and hazards during the course of daily operations. Given the various dangers that may be inherently present on construction sites, as well as the fast pace of these work environments, taking appropriate steps to protect your employees is critical. READ MORE >>
Wednesday, October 26, 2022Auto insurance is the best protection you can have for your vehicle. Like other drivers across the country, California drivers have daily auto collisions and nonaccident incidents that damage their vehicles. Auto insurance may help protect you financially and reduce out-of-pocket costs if you have a covered loss. READ MORE >>
Wednesday, October 19, 2022 Securing your company’s future is an integral part of being a business owner. Given your vested interest in your business’s successes or failings, you must maintain robust risk management and loss control practices, including acquiring suitable insurance. READ MORE >>
Tuesday, October 11, 2022 Renting an apartment or other dwelling comes with much responsibility. Accidents and other incidents can occur, causing significant damage to your personal belongings. Renters insurance can help protect you from paying high out-of-pocket costs following a covered incident inside the place you’re renting. READ MORE >>
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